Ripple’s blockchain and XRP are being seen as tools to meet 2027 and 2030 G20 targets.
The $34 trillion cross-border market could favor Ripple due to speed, low fees, and liquidity.

Ripple and XRP are becoming significant factors in delivering new world standards for faster, cheaper cross-border payments. The US Faster Payments Council (FPC) report, as referenced in an SMQKE report, cites Ripple’s blockchain-based solutions as pivotal for reaching goals established under G20’s targets for 2027 and 2030.

A confidential 2025 report from the U.S. Faster Payments Council stated that for U.S. domestic payment providers to align with the G20’s cross-border payment objectives, they should accelerate the adoption of ISO 20022 and promote “inter-industry collaboration” with fintech… pic.twitter.com/TjRssXPptA

— SMQKE (@SMQKEDQG) May 23, 2025

The G20, covering 19 large world economies and the European and African Unions, has been advocating for significant enhancement of world financial flows. Among them are accelerating settlement times, widening access, enhancing clarity, and reducing costs. Ripple’s cross-border network, based on its native asset XRP, has been highlighted as a possible instrument for achieving such objectives.

G20 aims for lowering average cross-border transaction fees to or below 1%, for 75% of such payments getting settled in less than an hour, and for expanding availability for various forms of cross-border transactions. These targets are for all wholesale, retail, and remittance sectors.

$34 Trillion Market in Sight for Blockchain-Powered Payment Systems

Ripple’s strategy employs blockchain and distributed ledger technology in order to facilitate low-cost real-time settlement. The firm’s ISO 20022-based format is consistent with G20-endorsed international messaging standards in order to ensure seamless interoperability. Having XRP built into its core payment offering, Ripple says that it provides instant liquidity and clarity, which is compatible with these global objectives.

The FPC’s 2025 report describes how US-based payment providers can enable G20 plans. The focus is upon making use of current standards such as ISO 20022, embracing distributed ledger technology, and enhanced cross-firm collaboration. Ripple and Stellar are specifically called out as examples of such companies already assisting in remaking the space for financial transactions.

RippleNet, Ripple’s enterprise-grade network, has been renowned for enabling significant financial organizations to transfer money effectively. Its quality has rested on high-speed transfers and solid infrastructure, which is already benefiting clients around the world who work in finance. The paper clearly stipulates that US companies are likely to be actively engaged in the G20 initiative, and Ripple stands poised for contribution.

G20 Strategy Targets Broader Economic Outcomes Through Payment Reform

Global demand for lower-cost, faster, and more transparent transactions comes tied in with an overall $34 trillion marketplace. Making cross-border payments work better is not merely an economic aim but part of a strategy for enhancing global trade, economic output, and development. Ripple’s position today in this space leaves it well-positioned to capitalize on whatever trend shifts toward blockchain-based solutions.

Ripple’s solution has real-time settlement, cost savings, and utilization of XRP for liquidity in its offering. This positions it as a likely leader in assisting nations in achieving G20 targets. The report does not simply predict growth—it describes Ripple’s direct role in defining how transactions could operate in 2030.

With global institutions looking for quicker fixes and lower fees, Ripple and XRP are clearly at center stage in such a blueprint. Being compliant with global standards, having an emphasis on liquidity, and being capable of delivering near-instant settlement are all good indicators that Ripple will continue gaining momentum in this arena.

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Filed under: Bitcoin - @ May 25, 2025 10:06 am