The post XRP News: As Bitcoin & Ethereum Rally, Investors Flock To XpFinance, The First Lending & Borrowing Platform On The $XRP Ledger appeared on BitcoinEthereumNews.com.

Bitcoin has hit its all time high and Ethereum poised to break new yearly highs as the broader crypto market is awash in fresh liquidity. While notable altcoins gain the headlines, an emerging project on the XRP Ledger is quietly capturing the imagination of forward-looking investors.  XpFinance, the first fully decentralized lending and borrowing protocol engineered specifically for XRP, has already filled more than twenty percent of its one-hundred-thousand XRP presale soft cap in only a few days. Buy XPF Tokens Market participants who booked profits during the recent Bitcoin and Ethereum surge are actively rotating capital into early-stage opportunities with strong fundamentals and real utility. XpFinance is quickly becoming the top destination for that capital. By delivering a noncustodial lending engine that harnesses XRP Ledger speed and near-zero fees, the protocol positions itself as the missing cornerstone of decentralized finance on XRPL. A clear solution to XRP’s DeFi gap Centralized lenders have dominated the XRP landscape for years, often charging opaque fees and forcing users to surrender custody of their coins.  XpFinance eliminates those pain points through an on-chain architecture that gives users full control over their assets at every step. Loans are overcollateralized, transparently managed by smart contracts, and settled in seconds through XRP Ledger consensus. Investors who hold the native XPF token receive three immediate advantages. First, borrowing fees drop significantly for token holders, creating tangible savings for active users. Second, a share of all protocol fees is distributed to stakers in XRP, establishing a stable passive-income stream. Third, governance rights allow the XpFinance community to vote on new collateral assets, interest curves, and strategic upgrades, ensuring that platform evolution remains user centric. Joining Xpfinance Presale offer an instant upside XpFinance has reserved sixty million XPF, exactly thirty percent of the fixed two-hundred-million supply, for its limited…

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Filed under: News - @ May 25, 2025 1:19 pm